1. Mutual Fund Distribution & AMFI Disclaimer

Good One Finance operates as an authorized Independent Financial Advisor / Mutual Fund Distributor registered under AMFI (Association of Mutual Funds in India).

• Market Risk: Mutual fund investments are subject to market risks. Please read all scheme-related documents (SID, SAI, KIM) carefully before investing. Past performance is not indicative of future returns.
• No Guaranteed Returns: We do not offer, promise, or guarantee any fixed or assured returns on equity, debt, or hybrid mutual fund schemes. Net Asset Value (NAV) of schemes fluctuates based on capital market movements.
• Execution Platform: Investments facilitated by us are executed through regulated platforms and processed directly by respective Asset Management Companies (AMCs) and RTAs (CAMS, KFintech).

2. Insurance Solicitation & IRDAI Code of Conduct

Insurance advisory and policies are facilitated in compliance with the Insurance Regulatory and Development Authority of India (IRDAI) guidelines.

• Nature of Contract: Insurance is a contract of utmost good faith (Uberrima Fides). It is the sole responsibility of the policyholder to provide accurate, complete, and true medical history, past illnesses, habits, and family medical records.
• Underwriting & Claims: Acceptance of risk, policy issuance, and final claim settlement are at the sole discretion of the respective insurance company (e.g., Care Health, HDFC ERGO, Star Health, HDFC Life). Good One Finance assists as a facilitator and does not guarantee claim approval if facts were withheld during proposal submission.

3. Loan Facilitation & Banking Channel Partner Terms

Good One Finance operates as a Direct Selling Associate (DSA) and channel partner for leading Scheduled Commercial Banks and RBI-registered NBFCs.

• Credit Discretion: Loan eligibility, sanction, credit limit, rate of interest (ROI), processing fees, and disbursal timelines are determined strictly by the lending banks and NBFCs based on CIBIL score, ITR, banking records, and credit underwriting policies.
• Zero Advance Fee Policy: Good One Finance never asks for cash payments or unauthorized upfront fees for loan approvals. All official processing fees and stamp duties are deducted directly by the sanctioning bank.

4. Client Data Privacy & Confidentiality

We uphold the strictest data protection standards. Personal identifiers, PAN numbers, bank account statements, and financial documents shared with Good One Finance are used exclusively for KYC verification, mutual fund folio creation, loan eligibility evaluation, and insurance underwriting.

We never sell, rent, or lease your private financial data to third-party telemarketers or unauthorized agencies.

5. Jurisdiction & Grievance Redressal

Any disputes, claims, or legal matters arising out of the use of this website or advisory services shall be subject to the exclusive jurisdiction of the competent courts in Gwalior / Morena, Madhya Pradesh, India.

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